Ghent Realty Advisors Lenders
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I’m a local Branch Production Sales Manager based in Milford, CT, and I’m obsessive about making sure my clients experience a smooth loan closing. Getting a loan can be complicated. That’s why I listen carefully to my clients and collaborate with my loan team to deliver the best loan options for you. You can always count on me to be available for you and properly answer all of your questions!
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Case Financial Services, LLC was established in 2000 and has been building long-lasting relationships with clients from the start. Our focus is to provide exceptional service for many years to come. We understand and respect that you must work to pay your mortgage, which is why we tailor our schedule to fit yours.
Have you found that you feel like just a number when working with larger lenders? Are you tired of leaving messages that go unreturned? That will NOT happen at Case Financial Services. We make it a priority to return all calls and emails in a timely manner. Every loan is important to us.
We can close most loans for our clients within 30 days of application, as each is reviewed from start to completion by our owner and broker Steven L. Katz. A graduate of Bryant University, with over 20 years of experience in retail lending, Mr. Katz has been putting his customers first since 1996.
Case Financial Services is certainly committed to finding the best mortgage for your family’s needs and budget. With your home likely being the largest investment you’ll make in your lifetime, trusting an internet lender in such a crucial process is not in your family’s best interest. We have the ability to shop multiple lenders and present you with your top options so you make the best possible selection.
Case Financial Services specializes in the following Connecticut Mortgage Loans:
FHA, Conventional, USDA, VA, and much more!
Centrally located in New Haven, Case Financial Services is licensed to aid anyone buying property all throughout Connecticut. We happily look forward to meeting you in-person. To discuss your options or to apply, please call us anytime at (203) 494-7539 or fill out our quick form on the right to get started.
First Credit Corporation of New York Inc.
- NameRichard D'Elia
- License247454
- Phone508-612-9764
- Get Started
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With 40+ years in the Banking Industry, Ron brings a tremendous set of knowledge and skills beyond just mortgages. Ron joined the mortgage industry in 2006. His outstanding people skills are evidenced by being named a ýConnecticut Top Mortgage Professionalý by Connecticut Magazine for the past three years running. Ron is fluent in the full range of mortgage products as well as Reverse Mortgages. He has processed more than 100 of these loans as a Mortgage Loan Officer. He does not sell these products as much as fully educates clients and their families as to how they work. The final decision is theirs and his extensive experience helps move them through the process. Ron feels that, in all mortgage situations, setting expectations of the client is critical, specifically in the area of required documentation. Each client receives an overview of document requirements so they are comfortable knowing what is to come in the loan process and avoiding ýsurprisesý. ýMy greatest satisfaction comes when homebuyers receive the keys to their new house. Second to that would be the client who has been told repeatedly that they cannot qualify for a loan and we are sitting at the closing table.ý Ron holds a BS in Finance from Central Connecticut State University and is a graduate of the Williams College School of Banking. He is a long time Board member of the United Way of Southington holding various Officer Positions. Having joined Rotary in 1979, he is Past President and has been awarded the Paul Harris Fellowship Award by its members. He has been the Treasurer of the Southington South Little League since 1998 and remains active in the community.
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About
Having been a theatrical stage manager in a previous life, I know how to lead the show from behind the scenes. Similarly, I’m able to guide you throughout your homebuying process and still put you in the spotlight. After all, this is about you and your dream home.
Since 2000, I’ve been helping homebuyers get the financing they need. I’m knowledgeable in a huge variety of products and programs, including government loans (FHA, VA and USDA), jumbo loans, construction and land loans and reverse mortgages. I specialize in renovation lending for fixer-upper properties, which are generally more affordable and great to customize when you can’t find your perfect home. For multiple years, I’ve been selected as Connecticut Magazine’s FIVE STAR Mortgage Professional, which is awarded to those who provide quality service to their clients.
I earned my degrees from Southern Connecticut State University and Yale School of Drama, then went on to stage manage for many renowned theaters. I’m a native of Orange and current resident of Cheshire, where I live with my wife, Denise, and our children, Valerie and Alex.
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Bringing over 27 years of mortgage banking experience from purchases, refinances and investment properties to commercial financing. Licensed in New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, North Carolina, South Carolina, Ohio, Tennesse, Florida, Rhode Island and Pennsylvania! 😊
Throughout my career, I have worked one-on-one with many families, homeowners and Realtors alike. I have always put their best interests first!
I enjoy a reputation for being a very hard-working, intelligent, and industrious individual. My motivation is to completely utilize my accumulated experience and knowledge to the fullest extent possible, becoming an invaluable asset to my clients and business partners. My clients consider me a trusted friend and a valued part of their extended family. Quite honestly, that's the greatest compliment they can ever pay me. It's also the expectation that I set for myself with every client, every time.
You can call or text me at (203-942-6845, or email me at dpanza@totalmortgage.com.
Specialties: Although I am experienced in many areas of Real Estate and mortgage financing, I love working as a Loan Officer with First-Time Home Buyers. Your Loan Officer should be your first stop in the home buying process to make sure you can qualify for the mortgage you need for the house you want. From contract to close I'm there every step of the way!
First-time Homebuyers
Jumbo Loans
Reverse Mortgages
FHA Loans & Streamlines
FHA 203(k) & Conventional Rehab Loans
Conventional Loans
VA Loans & #IRRRL Loans
USDA Loans
Construction Loans
Residential Home Loan Mortgages
www.askmortgagegal.com
NMLS# 16446
Total Mortgage Services, LLC. NMLS #2764 (www.nmlsconsumeraccess.org)
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About Ghent Realty Advisors
Ghent Realty Advisors is an independent real estate brokerage providing residential, commercial & Investment real estate brokerage services throughout State of Connecticut.Geographically, practice concentrates on Fairfield, Litchfield & New Haven Counties
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the